If you accept card payments in your business, or want to start taking them, you need to be PCI DSS compliant.
It stands for ‘Payment Card Industry Data Security Standard' and makes sure that you have the correct controls in place in order to store, transmit and process card holder's data safely and securely. It helps protect both you and your customers.
This is an industry-wide regulation, so if you take card payments, you need to be compliant, no matter how big or small your business is. It's as simple as that.
If you don't meet the requirements, you could be charged additional monthly fees by your payments acquirer.
We can help. To become compliant, you need to complete an online assessment (known as a SAQ), which can be up to 300 questions long, depending on how many card payments you take.
This covers the potential risks of your payment process system and it is something you will need to do every year to remain compliant.
At Payzone, our dedicated team of specialists can guide you through the entire process year on year and make sure you're meeting all the requirements you need to.
With over 25 years’ experience in the payments industry, we’ve been working with thousands of independent businesses across the UK with their payment solutions.
That’s why we understand how important it is for businesses to ensure they are processing credit and debit card payments safely and securely.
Our team of PCI specialists will be able to get your business set up quickly and easily, plus they will hand hold you through the entire process in getting your business compliant.
We are FCA regulated for consumer hire.
You’ll can process card payments knowing that your customers' details are protected and being stored safely and securely.
We’re transparent in our charges, that’s why there are no set-up fees or admin charges when you choose Payzone for PCI compliance.
Our team of dedicated specialists will help you through the entire process to ensure that your business is PCI DDS compliant.
When you choose Payzone, we will work with you to get your business set up with PCI compliance quickly and easily. Get in touch today.
To become compliant, you will need to have filled out an online PCI Self-Assessment Questionnaire (also commonly known as a SAQ).
The questions will cover potential risks of your payment processes.
The number of questions could be from 14 to over 300 depending on your industry and the payment methods you use. This may sound like a mammoth task, but for a one off fee, we can help you complete them accurately and help you become compliant.
It’s important as it means you’ll ensure that your business is processing safe and secure transactions.
All businesses who store, accept or process card transactions must comply with standards set.
This also includes mail and telephone order businesses as well as online businesses.
If you’re non-compliant, you may be subject to non-compliance fines and your acquirer may charge you for being non-compliant.
Plus, you’ll be putting your customers information and data at risk, as they are more likely to be subject to fraudulent use.
If you don’t work towards becoming compliant, your acquirer may cancel your contract, which means you’ll be unable to accept credit and debit card payments.
Yes you do. It applies to all businesses who take card payments, whether that's online, face-to-face or over the phone, so you'll need to be set up as compliant.
There are four different levels, and the one you need to meet will depend on the number of payments you're processing every year. We can advise you on which you'll need to apply for, and which PCI DSS form you will need to fill out. We can then help you complete your application accurately.
You can read more about the different PCI levels in our blog, 'What is PCI compliance?' as well as the checklist you'll need to meet.