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Accept card payments with Payzone
Flexible 12 month contract
No set-up fees on Payzone contract
No setup fees for card payments
Payzone UK-based customer support
UK-based Customer Support

Merchant accounts and services

We'll take you through what they are and how to get your business set up.

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About merchant service accounts...

For any business wanting to take card payments, whether that’s face to face, over the phone or online, you’ll need to be setup with a verified merchant service account. A merchant account can help prevent fraud and ensure you’re processing safe and secure card payments. The account acts as a holding area while the customers card details are checked and that they have the funds to make the payment. Following these checks, the funds are then transferred to your business bank account.

Why choose Payzone

We have over 25 years of experience supporting thousands of independent UK businesses with their payment solutions. We take a personal approach and spend time getting to know you and your business. One of our local card payment specialists will come and meet you face to face, to understand your business needs, bringing with them a wealth of local business knowledge. By working closely with you, they'll discuss the best payment solution for you and provide a bespoke pricing package. We offer a flexible 12 month contract, plus there's no set up fees when you join.

Card machines

Find the best way for your business to take card payments

Card machines

Choose from a range of card machines, whether it’s payments from your till, around the shop floor or whilst out on the road.

Online payments

Our payment gateway allows you to take card payments through your website. We also offer eInvoicing and Pay by Link options.

Phone payments

Our virtual terminal allows you to take safe and secure card transactions over the phone.

Merchant services FAQs

What is a merchant account and why do I need one?

A merchant account (also known as merchant services) is a bank account where funds are deposited every time you process a card payment. For any business which wants to accept card payments, you will need to be set up with a verified merchant service account as this checks that the customers details are correct to prevent fraud, plus it will store funds taken from card payments before being redirected into your business bank account.

Are there any extra costs for opening an account?

There are no extra costs for merchant services as this is all part of setting up card acceptance for your business. At Payzone, we don’t believe in a one-size fits all approach. That’s why one of our payment specialists will come and visit you to learn more about you and your business. They will then create a bespoke pricing package to suit your business needs.

How do I get set up with merchant services?

Once we offer you an initial quote and you’re happy with it, your account is taken for approval for one of our acquiring banks. After this has been approved, you’ll be given a merchant ID. The overall setup process can usually take between a week to ten days.

How do I access my money?

The merchant service account acts separately from your normal business bank account. Every time you take a credit or debit card payment, the funds are held here before being transferred to your business bank account where you’ll be able to access them.

Take card payments with Payzone, set up your merchant account now...

No set up or exit fees plus a short 12-month contract available, meet with one of our local specialists today.

Call us now: 01143491346

Chip and PIN card machines