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Accept card payments with Payzone
Bespoke pricing packages
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No set-up fees on Payzone contract
No setup fees for card payments

Chip and PIN machines

Take credit & debit card payments with a Payzone card machine. No setup fees and a short 12-month contract available. Get your free quote today.

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Chip and PIN card machines

Find out how card readers work and the benefits of Chip and PIN solutions.

What is a Chip & PIN reader?

It is a card payment machine which uses Chip & PIN technology to process credit and debit card payments for businesses. It was first introduced into the UK back in 2006, as a fast and secure way for customers to be able to pay. Chip and PIN solutions have since become the UK’s most common type of technology used for card payments. According to a recent report by the UK Cards Association, it was reported that almost 4 in every £5 of spending at UK retailers is now made through debit and credit cards.

Chip and PIN card reader

How does a Chip and PIN machine work?

Using Chip & PIN technology, customers can insert their credit or debit card into the card payment reader when they are ready to pay, and simply enter their 4-digit PIN code that their bank will have provided them. This PIN verifies that the transaction is secure and the funds will then be sent to the businesses merchant account. Here, the transaction will be authorised and processed before the funds are transferred to the business bank account.

At Payzone, we have a selection of Chip and PIN machines available to suit a variety of businesses. Whether you need to process payments from the till or countertop, around the shop floor or whilst out on the road. All our machines are equipped with the latest security and come with Contactless, Apple and Android payments as standard.

The different types of Chip and PIN machines…

Countertop

A countertop card reader is a desk-based card machine allowing businesses to take card transactions from their desk or countertop.

Portable

The portable card terminal is a Bluetooth payment machine, giving businesses the ability to accept card payments from anywhere around their businesses premises.

Mobile

Our mobile card machine is a GPRS-enabled card terminal that mobile businesses can use to take card payments from across the UK.

Chip and PIN card machines

Choose the right Chip and PIN machine for your business…

Chip and PIN card machine

Countertop Chip & PIN machine

Our fixed card machines are the ideal solution for accepting credit and debit card payments at the till or countertop. Perfect for businesses who take payments from a fixed location.

  • Phone & broadband connectivity
  • Easy to install
  • Latest card security
Countertop
Portable Chip and PIN machine

Portable Chip and PIN terminal

Our portable Bluetooth card reader allows you to take payments with no need to be fixed to one place, and offers greater flexibility when taking payments around your premises.

  • 50m range using Bluetooth
  • Charging base unit
  • Small & lightweight design
Portable
Mobile Chip and PIN machine

Mobile Chip & PIN card machine

Our GPRS-enabled handheld mobile terminal is the ideal solution when it comes to accepting payments whilst out on the road – perfect for mobile businesses with no fixed premises.

  • Connects via mobile networks
  • Easy to carry
  • Long battery life
Mobile

Why choose Payzone for a Chip & PIN machine?

At Payzone, we have over 25 years of experience working with independent businesses in the UK and are dedicated to supporting them with our Chip and PIN solutions. With our card machines, you could offer your customers an alternative way to pay and reduce cash handling within your business. Plus, you could benefit from driving in customer footfall and more impulse purchases.

No set-up or exit fees

With our card payment solutions, we’re transparent with our charges. We don’t charge set-up fees if you choose to sign up, and if you decide to leave at the end of your contract, we also don’t charge exit fees.

Short 12-month contracts

Whilst other providers may tie you into a long contract for up to 5 years, we’re happy to offer businesses a short 12-month contract – currently one of the shortest contracts available on the market.

Fast & reliable payments

Our selection of payment machines are equipped with the latest security to protect you and your customers data. Plus, you’ll be able to offer faster payments on sales under £30 with contactless, Apple Pay and Android Pay.

Bespoke pricing packages

With a team of over 90 card payments specialists available across the UK, they will be happy to meet you to learn about your business. They'll help you choose from our card readers and create a bespoke pricing package to suit your needs.

Take a look at what our customers think...

Chip and PIN machine FAQs

What is Chip & PIN?

Chip and PIN solutions are a way of making payment using a credit card or debit card. Originally introduced to the UK in 2006, it replaced the magnetic swipe method which was considered a much slower and less secure method of payment. Prior the Chip & PIN, customers would need to physically sign to confirm each payment made which meant if the customer lost their card, this could be used for fraudulent payments. Chip and PIN technology was designed to make card transaction more secure and give customers a faster and safer way to process their card payments.


How does it work?

With Chip and PIN, when a customer is ready to make a payment, they simply insert their credit and debit into the card reader. To verify the transaction, the customer will need to insert their 4-digit PIN code. This PIN is matched to the code stored on the chip of the card to secure the transaction. Once verified, the card machine will send the encrypted transaction data to your merchant account for the transaction to be processed. Once the customers details have been checked and confirmed that they have enough money in their account, the payment will be sent from the customers bank into your business bank account which could take up to 3-5 days.


What types of Chip and PIN terminals are there?

At Payzone, we have a variety of Chip & PIN readers available, each with their own individual features to support various business types:

Our countertop machine is great for businesses who work from a fixed location. The terminal can be placed next to your till taking up little counter space and can be connected using either a telephone line or broadband connection.

The portable card terminal is perfect for businesses who need to offer card acceptance from anywhere on their premises. With its lightweight design, the Bluetooth terminal is easy to carry around, perfect for when you want to take payments directly to your customers.

For businesses that work out on the road, we also have a mobile terminal available. Small and lightweight, the machine is equipped with a built-in roaming SIM, allowing for UK mobile coverage from all major network providers, such as EE, O2, Vodafone and Virgin Mobile.


How much do they cost?

The cost of the Chip & PIN card reader will be included in your individual pricing package. One of our card payment specialists will visit you to learn more about you and your business. They will then help you to choose from our selection of card terminals and create a bespoke pricing package to suit your business.


Take Chip and PIN card payments with Payzone…

Get started with card payments with our credit and debit card machines, no joining fees and a short 12-month contract available.

Call us now: 01143491346

Chip and PIN card machines