How to start taking payments with a card machine

Published: 11/11/2018

You don’t need to be a big business to accept card payments. Lots of small and independent businesses are now reaping the rewards, giving them more ways to take payments from their customers.

Paying by card became the UK’s most popular payment method back in 2016, when it overtook cash payments for the first time. And the popularity with card payments is continuing to grow.

UK Finance reported that in 2017, 13.2 billion debit card payments and 3.1 billion credit card payments were made, whilst cash payments fell by 15%.

That’s why it’s important, now more than ever, for you to start taking card payments.

What are the benefits of a card machine?

Also known as a card reader or PDQ machine, it is a device that lets you safely and securely process card payments.

As well as offering your customers more ways to pay, you could also benefit from increased spend inside your business and more impulse purchases from your customers, as they’re not limited to the cash they have in their pocket. You could also attract new customers who don’t carry cash on them.

Card payments are also a safer way to process payments and you’ll be able to reduce cash handling inside your business, as well as the associated costs.

All of our card machines use Chip and PIN technology, contactless, Apple Pay and Android Pay. This gives your customers lots of options when it comes to paying in your business.

Benefits to your customers

  • Easy and quicker payments
  • Additional ways to pay
  • Protected from card payment fraud

Benefits to your business

  • Increased spontaneous spending
  • Additional revenue channels
  • Reduce cash handling around your business
  • Reduce queues with faster payments
  • Attract brand new customers

Finding the right payment machine for your business

So, now you know what they are and how they work, how do you choose a card machine that’s best for your business?

That’s where we come in. At Payzone, we’re experts when it comes to card payments, with over 25 years’ experience in the payments industry.

We have a team of card payment specialists who can help you get started. They’ll come and visit you to learn about your business and create a bespoke pricing package to suit your needs.

We have a range of card payment machines available, designed to suit a variety of industry types and our specialists will be able to help you decide which is the right one for your business.

There are no joining fees and unlike other providers, we won’t tie you into a long contract. We’re happy to offer short 12-month contracts to our customers, currently one of the shortest on the market.

Let’s have a look at the different types of card machines available.

Countertop card payment machines

A countertop card machine sits nicely on top of your counter, allowing you to take payments next to your till or from your reception desk. It uses a wired connection to power up, so it’ll need to be plugged into a nearby plug socket.

You’ll be able to connect the device using either your a phoneline or broadband connection via an ethernet cable.

This machine is best for businesses who want to send their customers to one area to pay, such as corner shops, high street stores or any business that has a reception point.

Portable card payment machines

A portable card reader comes in two parts. The reader can be removed from its base unit, meaning you’ll be able to take it directly to your customers around the shop floor.

The base unit can simply be left plugged in at the counter, and the card machine cleverly uses Bluetooth to connect to it to process payments.

As it uses Bluetooth connectivity, you’ll be able to take payments within the range of the base unit, which is 50 meters. Once you’re done using the portable reader, you can put it back on the base to charge, so it’s ready for when you next need it.

These are great for hospitality businesses where you serve customers at their table or around the shop floor, including bars, pubs, cafes and restaurants.

Mobile card payment machines

A  mobile card machine is perfect if you don’t have a fixed premises.

It uses 3G and has a built-in SIM card, allowing you to take payments anywhere in the UK that has a strong mobile connection. The machine doesn’t need a wired connection like a phone line or broadband to process payments.

They come with a base unit ,which can be plugged in to charge the mobile handset, so you can charge the machine overnight, ready for the next day.

This machine is an ideal solution for businesses such as taxi drivers, handymen, market stalls and couriers who work on the go.

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