Prepaid Debit Cards
Prepaid cards generally have the same uses as a credit card, so much so that they are commonly referred to as ‘prepaid credit cards’. However, there is a difference. A prepaid card is loaded with an amount of cash you are able to afford and therefore the money you have in your prepaid account is the money you have to spend. This means there is no risk of running into debt. There are no credit checks and no interest to pay. All cards which can be loaded at a Payzone store are supported by MasterCard®, which means you will receive universal acceptance both online and on the high street.
What can a prepaid card be used for?
- Making purchases from shops e.g. groceries and petrol
- Internet shopping
- Paying bills
- Withdrawing cash from ATMs
- Transferring money to friends and family (MoneyShare)
- Making flight and hotel reservations
What are the benefits of using a prepaid card?
- No credit history checks
- Safety - Prepaid cards limit risk and can be safer than carrying cash
- Control - prepaid cards are an ideal way to control your spending
- Re-loadable - Prepaid cards are re-loadable, so you can keep the card and use it for general spend and holidays
- No debt risk - With a prepaid card there is no chance of spending too much as you are limited to the amount you put on your card.
What cards can be topped up through payzone?
CrewCard

This card allows cardholders to share money instantly. Money can quickly and conveniently be shared with family and friends using CrewCard Prepaid MasterCard cards. Cardholders can then share their money from one CrewCard to the other anytime by SMS. www.crewcard.co.uk
InsureandGo

The InsureandGo prepaid card enables InsureandGo to deal with claims more efficiently by, for example, crediting the card with a settlement within hours of a claim being approved whilst the customer is still on holiday. Equally as important, customers can load the Prepaid Travel Card with cash and use it as a Debit card.
www.insureandgo.com/travelcard
Pixpay - Crystal

Straight-forward pre-paid debit card issued through Newcastle Building Society. www.pixpaycard.com
EasyKard

Available in four different designs an EasyKard, can be used anywhere MasterCard is accepted as payment.
www.easykard.co.uk
